Australia's Trusted Choice
Insurance for Professional Service Businesses
Professional service businesses face risks that go beyond physical injury or property damage. Claims can arise from advice, errors, omissions, data breaches, or employment matters. Professional insurance helps protect your business, reputation, and financial stability.
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Who We Insure?
We arrange insurance for a wide range of professional service providers, including:
Business and management consultants
Accountants and bookkeepers
Marketing, design, and creative professionals
Engineers and technical consultants
Architects and designers
Financial and advisory professionals
Independent contractors and sole practitioners
Common Risks for Professional Businesses
Professional service businesses are exposed to a number of everyday risks. Even small incidents can result in significant costs.
Here are the top risks we help you manage.
  • Claims of professional negligence or errors
  • Allegations of incorrect or misleading advice
  • Breach of professional duty
  • Data breaches or confidentiality issues
  • Contractual disputes
  • Employment-related claims
What insurance do you need?
Tailor your policy to include exactly what you need, without paying for what you don't.
Professional Indemnity Insurance
Protects against claims arising from professional advice, errors, or omissions.
  • Advice errors
  • Client losses
  • Legal defence
Public Liability
Covers third-party injury or property damage linked to your business activities.
  • Injury claims
  • Property damage
  • Legal costs
Essential
Cyber Insurance
Helps protect your business from cyber attacks, data breaches, and digital risks.
  • Data breaches
  • Cyber extortion
  • Recovery costs
Management Liability Insurance
Protects directors and businesses from employment and management-related claims.
  • Employment disputes
  • Director liability
  • Defence costs
Insurance considerations for different professions
Insurance requirements can vary depending on:
Regulatory Obligations
Mandatory requirements set by licensing boards or industry bodies specific to your trade.
Contractual Requirements
Specific insurance clauses mandated by clients or within tender contract documents.
Service Complexity
The nature, scope, and technical difficulty of the professional services you provide.
Data & Confidentiality
Level of exposure to sensitive data handling and potential confidentiality breaches.
Business Structure
Your organizational structure and the total number of employees or contractors.
Accurate disclosure of your services is essential to ensure appropriate cover.
Our Process
How We Help You
Take time to understand your professional services
Review regulatory and contractual insurance requirements
Compare policies from multiple insurers
Explain policy wording and exclusions in plain English
Ensure your activities are correctly declared
Ensure your activities are correctly declared
Protect your business today
Get a tailored quote for your business in less than 5 minutes.
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Frequently Asked Questions

It protects professionals against claims arising from negligence, advice, or services provided.

Consultants, accountants, designers, engineers, and many licensed professionals.

Some professions require it by law or regulatory bodies.

Yes, defence costs are usually included, subject to policy limits.

Yes, provided they are acting within the scope of their role.

This depends on contractual requirements and risk exposure.

Cover applies only if the policy is active when the claim is made.

Yes, if you stop trading but want protection for past work.

Often yes, depending on policy wording.

Yes. Sole traders face personal liability and often require cover.