Policy number required
Make a Claim Stress-Free
We're here to help you get back on track. Before you start, please have your policy number (e.g., P1234-5678) ready.
Fast Track Claims
Most simple claims are processed within 24 hours.
Simple 3-Step Process
Follow these steps to ensure your claim is processed as quickly as possible without unnecessary delays.
1. Gather Details

Collect all relevant information including date, time, location, and photos of the incident. The more detail, the better.
2. Prepare Documents

Have your policy number, police reports (if applicable), invoices, or quotes ready to upload digitally.
3. Lodge Claim

Complete the online form below or call us to speak with a specialist. You'll receive a confirmation instantly.
Do's & Don'ts
  • Do This
  • Take photos of any damage immediately.
  • Secure the property to prevent further loss (e.g., board up windows).
  • Report theft or malicious damage to the police and get an event number.
  • Avoid This
  • Do not admit liability to anyone at the scene.
  • Do not dispose of damaged items unless they are a health hazard.
  • Do not authorize repairs without insurer approval (unless emergency).

When to use this: Someone is injured or property is damaged due to your business operations.

Examples: Slip and fall / damage to client property.

Please provide:
  • Incident description + date/time/location
  • Any letters/emails/demands from third party
  • Photos, witness details (if any)
  • Contracts / scope of work (if relevant)

Examples: Fire/storm damage, accidental damage, damaged equipment/stock.

Please provide:
  • Photos of damage
  • List of affected items
  • Repair/replacement quotes
  • Proof of ownership (if relevant)

Examples: Break-in, stolen stock/equipment.

Please provide:
  • Police report number
  • Photos of forced entry (if any)
  • CCTV (if available)
  • List of stolen items + replacement costs

Examples: Shopfront glass smashed, internal glass damage.

Please provide:
  • Photos
  • Repair quote
  • Make-safe invoice (if any)
  • Lease details (if you’re responsible)

Examples: Forced closure after fire/storm; income impacted during repairs.

Please provide:
  • Description of event
  • Evidence of turnover (before/after)
  • Key ongoing expenses (rent/wages, etc.)

Examples: Ransomware, data breach, phishing loss.

Please provide:
  • What happened + when discovered
  • Affected systems/accounts
  • Any ransom demand / screenshots
  • Steps already taken (IT provider actions)

Examples: Client alleges financial loss from advice/services.

Please provide:
  • Allegation details + timeline
  • Contract / scope
  • Correspondence with claimant
  • When you first became aware

Examples: Unfair dismissal, bullying/harassment allegations, regulator inquiry.

Please provide:
  • Timeline + documents received
  • Your position and key facts
  • Any related correspondence
What Happens Next?
1. Reviewing Details
We verify your policy coverage.
2. Appointing Assessor
If required, an expert visits the site.
3. Assessment
Quotes and reports are finalised.
4. Decision & Repair
Claim authorized and repairs begin.
5. Keeping You Updated
Regular email/SMS updates throughout.
Privacy & Security
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